do they have insurance or is this a total loss?

If they have insurance, they're really being very melodramatic imo.

I'm too frightened to ask though, I imagine most will be covered by some kinds of inbuilt partial stuff tied in with their home loans or whatnot.

Is it obvious how little I care? I should probably get on that...trauma can really drive a wedge between couples, and a couple's wives are worth a putt. I'll need to be there for them, of course. A sympathetic ear. No candle in the wind over here yall, I'm a lighthouse. Rock in troubled waters etc. Yup

my basement has been flooded for the past 3 years big deal

disgusting basement hovel with cardboard, mold, puddles, and mud everywhere.jpg for proof

If you wanted me to care, you should have led with this info.

cool video link http://www.youtube.com/watch?v=Fc_s-zsYdrA#t=1m33s

absolutely

: clive is now

:clive

clive saves the day